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Learn the Basics About Consumer Portfolio Services

Consumer Portfolio Services (CPS) is a financial service provider that specializes in helping drivers with poor credit histories and low income secure auto loans. They provide this service by purchasing retail installment sales contracts from car dealers. Read on to find out more about the company.

What They Do

The company works primarily with franchised used car dealerships, although the company also purchases retail installment sales contracts for new vehicles under some limited circumstances. It funds these purchases through the securitization market, then services the contracts until customers have paid off their cars.

History of Success

CPS was founded in 1991 in Irving, California, where it continues to operate its headquarters. Since its founding, CPS has purchased nearly $16 billion in sales contracts.

Today, CPS also has servicing branches in four additional states: Nevada, Virginia, Florida, and Illinois. However, the company purchases contracts from dealerships across the 48 continental United States.

Current Operations

As of late June, CPS has around 177,000 customers with open accounts. Its 1,045 current employees work with these customers to ensure timely payments so that debtors can keep their cars, dealers can sell their sales contracts, and investors can make money supporting this industry front-runner.

Info for Customers

Customers can get in touch with CPS by phone at (888) 469-4520 or they can manage their accounts online. CPS makes it easy to check application status, submit loan documents, view recent statements, and make payments via the Internet but for those who prefer to do things the old-fashioned way, they also offer the option of making payments by mail. Customers can mail their payments to P.O. Box 57071 in Irvine, CA, 92619.

Info for Dealers

CPS also maintains a dedicated website for auto dealers who want to sell their sales contracts. Dealers can submit credit applications, review contracts, and view the status of their current and pending contract packages online via Dealer Access. They can also sign up for the CPS direct mail program, giving them access to highly targeted customer lists and legitimate credit offers.

Info for Investors

The company’s common stock is traded under the NASDAQ ticker “CPSS.” Those interested in learning more about the company, its finances, and its stock information can visit the CPS website for additional information.…

Understand Exactly Why You’ll Want To Lease Commercial Property And Also What The Advantages Are

People who are prepared to start their company might need to acquire property they could utilize for an office building, for space for storing, or even for a store. In such cases, they’re going to desire to consider whether they want to buy property or even look into MN commercial real estate for lease. For many brand-new business owners, it’s going to be a much better strategy to proceed to check into renting the property they will require as this may provide many advantages.

One of the biggest advantages of considering commercial real estate for rent is the reduced start up cost. There are deposits necessary for the property that can differ depending on the kind of property along with the site, however this will likely be less pricey compared to the big downpayment necessary to be able to buy a property. It’s in addition far lower compared to the price to construct a new property, thus the brand new business proprietor doesn’t have to be worried about having the complete price or a substantial sum of money for the property at the same time they may be seeking to kick off the brand-new small business.

One more benefit to looking at the JGM Properties commercial real estate which are available for rent is that the brand new business owner can always change their own mind in a year or two if their business will be successful. If the enterprise grows rapidly, it is usually hard to be able to sell the outdated property, particularly when it was created especially for the small business. With a rental property, it’s simple for the brand new company owner to merely end their particular lease and start another one at the brand-new property. They’ll be in the position to select from a huge number of obtainable properties, thus they are going to be in the position to find a brand new property which will match the needs of their growing business.

If perhaps you want to seek out properties that could be good for your brand-new organization, take a little time to browse the Minnesota commercial real estate that’s offered for rent right now. This could be the best choice for your small business and also could provides you with the chance to find the ideal property now and also later on as your small business grows. Go to the web-site right now to find out much more regarding the properties offered today.…

Information on Supporting Your Claim 9 Factors That Help Determine Whos at Fault in a Car Accident

Auto accidents sometimes bring on great damage to the individual and their property. Negligent drivers must be held accountable for their actions. When someone is seriously injured in a car accident they did not cause, they have a right to seek fair compensation for their measurable damages. Being able to prove fault is the most important aspect of pursuing compensation. With this information, injured individuals can learn about Supporting Your Claim 9 Factors That Help Determine Whos at Fault in a Car Accident.

What Factors Determine Fault in a Car Accident?

There are a few factors that help determine fault in a car accident. The following offers insight into some of these factors so injured individuals will know what they face, should they decide to pursue their case in court.

  • Although not a full determining factor, the police report is very important in any car accident claim. In most states, it is against the law to flee the scene of an accident when serious damages or injuries have occurred. Calling the police is crucial.
  • Evidence is key for proving fault. Working with an attorney helps to ensure a full investigation is carried out so evidence can be gathered.
  • Eyewitnesses to the accident play a vital role in determining who is at fault for an accident.
  • A driver should never admit fault at the scene of the accident, even if they believe they are at fault. Admitting fault can be used against them in court.
  • Traffic cameras can sometimes be used to determine fault, especially when the accident occurs at an intersection that has mounted cameras.
  • If the negligent driver admits their fault and their insurance company agrees, the battle for a fair settlement is fairly easy.
  • If the victim does not seek immediate medical care, this can end up hurting their chances of winning their case.
  • Another issue with proving fault is the insurance company. The victim should never sign any documents without help from an attorney.
  • A person’s driving record can sometimes be used against them to prove their driving habits.

Schedule a Consultation

If you have been seriously injured in a car accident, it is your right to seek legal help. Call the office today to schedule a consultation appointment. …