How to Prevent Debt Lawsuit
You would agree with me that dealing with debt collectors’ calls, lawsuits, or mailings is not something anyone would want to deal with. What you need to understand is that some of these collection agencies tend to use a language that sparks fear. No matter how strong the urge to ignore a lawsuit and threats is, you should never try ignoring it because you would end up in more trouble. Most people do not know what they can do in case this happens and this explains why they do not get the issue resolved. It would be easier for you to handle a debt lawsuit if you consider the tips below.
There is a need for you to note tha debt lawsuit lawyers would be helpful when faced with a debt lawsuit. If you have a debt that you are unable or unwilling to pay, you might think that hiring debt lawsuit lawyers would not be a good thing but this is not always the case. With a lawyer, you will be able to understand all your options when it comes to defending against a debt collection lawsuit.
You would avoid lawsuits if you challenge the legal rights of the company to file a debt lawsuit. There is no way for the process to continue if the company pursuing the debt lawsuit does not prove the right to do the same. Furthermore, failing to respond would mean that you admit the debt. As long as you ask for documentation in writing, you would have the assurance of the judge going with your request and this would be a good thing. The plaintiff should have a signed credit agreement; it should have your signature.
You should ensure that you respond to the debt lawsuit or claim. You do not just sit and ignore the summons and complaints because that would be a big mistake. What you need to understand is that failing to respond would mean that the collection agency would have a default judgment against you. Taking more than is required to respond to the summons would not be a good idea and you should avoid it.
You should consider pushing back on burden of proof. There is no way for the case to go on if the plaintiff does not show the amount you owe. The plaintiff would have another duty to show that you are the one responsible for the debt. Therefore, make sure that you enquire proof for the same because that would be a way to prevent a debt collection lawsuit; this is something that you need to do.